{"id":794,"date":"2018-05-22T08:25:14","date_gmt":"2018-05-22T08:25:14","guid":{"rendered":"http:\/\/demo.cpothemes.com\/panoramica_pro\/?post_type=cpo_portfolio&p=794"},"modified":"2024-12-13T19:54:26","modified_gmt":"2024-12-13T19:54:26","slug":"life-disability","status":"publish","type":"page","link":"https:\/\/lwase843.ilschoolinsurancenetwork.org\/index.php\/life-disability\/","title":{"rendered":"Life and AD&D"},"content":{"rendered":"\t\t
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Life and AD&D<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Life and AD&D<\/h1>

Basic Life and Accidental Death & Dismemberment (AD&D)<\/h3>

Providing economic security for your family if you pass away, become disabled, or experience an injury or illness is a major consideration in personal financial planning. Eligible employees receive $10,000 of Basic Life and Accidental Death and Dismemberment (AD&D) coverage at no cost. Don\u2019t forget to update your beneficiary designation if you experience a life change.<\/p>

Supplemental Life and Accidental Death & Dismemberment (AD&D)<\/h3>

Voluntary Life and AD&D offer additional coverage for yourself, and\/or for your spouse and children. Employees may buy coverage in $25,000 increments up to $100,000, not to exceed 5x your annual earnings. Spousal coverage is available in $10,000 increments up to $50,000, not to exceed 50% of employee Supplemental Life coverage. Child coverage is available up to $5,000.<\/p>

Coverage is guaranteed issue up to certain limits, meaning no health questions are required. For coverage above guaranteed issue limits, Evidence of Insurability forms must be completed.<\/p>

See plan documents or certificate booklet for additional information.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Quick Links<\/h2>